Tax Foreclosure FAQ

If you can’t pay your taxes all at once, you can make payments. When making payments, use a check or money order and remember to:
1. Make the check payable to the Ingham County Treasurer.
2. Write your parcel number on the payment.
3. Mail the payment to P.O. Box 215, Mason, MI 48854-0215.

If you can’t pay your taxes, you may contact the Department of Human Services at 517-887-9400 or visit them at 5303 S. Cedar St. in Lansing for possible financial assistance.

Don’t wait! Unpaid property taxes from 2017 will result in property foreclosure in early 2020. If all taxes, penalties and interest are not paid before the end of the redemption period, you will lose your property. Foreclosure is final! Bankruptcy stops forfeiture and foreclosure. Make sure we know about it. Very low income households may qualify for state or local hardship, which stops foreclosure.

Yes. You will receive five notices. Two will be by first class mail, two by certified mail and the last notice will be made by personal service. The names and addresses of those with an interest in forfeited property will also be published in a local paper.

NO. FORECLOSURE IS FINAL! You cannot get your property back after it has been foreclosed. Foreclosed property is offered at public auction.

Foreclosure is the loss of your property. It occurs March 31st after the Circuit Court judgment is entered.

After a property has been in forfeiture for approximately one year, it will be foreclosed. 2017 property taxes will be Foreclosed in March 2020.

FORFEITURE IS THE BEGINNING OF THE FORECLOSURE PROCESS. If your property is in forfeiture, you still have one year before it will be foreclosed. However, the interest and fees will be higher. When a property is forfeited, the interest rate goes from 1 percent per month to 1.5 percent per month, back to the date the taxes became delinquent. A fee of at least $285 is also added. A notice of forfeiture is recorded with the Register of Deeds.

The county treasurer adds a required 4 percent administration fee and 1 percent per month interest. After one year, the property is forfeited to the county treasurer. For example, the 2016 taxes that were unpaid as of March 1, 2018 were forfeited.

A delinquent tax is a tax bill that was forwarded to the county treasurer for collection on March 1st of the year after it was due. For example, taxes that were billed by your city or township treasurer in 2018 were turned delinquent to the county treasurer on March 1, 2019.

YES. Under PA123 of 1999, if your taxes are delinquent for two years, you lose your property.